Thursday, November 17, 2005

One more step

Well, we've accomplished one more step, and there should be another one any day now. We picked up the remaining $2K from the 2nd mortgage last night. The crook tried to weasel out of it, even though he's 2 months overdue in paying it. When he first held back the $2K, we were told by the broker and the lawyer that it was because our carpets need to be replaced, and so if we defaulted on the mortgage, he would have to replace the carpets before selling. Looking back now, I realize that this is crazy, because if we'd defaulted, the bank would have paid him out the way they did the taxes and the condo fees last time. The bank has the biggest iterest in our home and we have huge equity in our home, even with the 2nd mortgage.

Anyway, yesterday the tune changed and now he's trying to tell us he held it back because we were behind in the condo and taxes, but that really wasn't the case either because the bank had paid them. I think we were originally behind 2 condo fees, but again those HAD to be up to date BEFORE they'd give us the 2nd mortgage. Like I said, he's a crook. So, sure enough yesterday, he had us jumping through hoops, proving the mortgage, the condo fees and the taxes were all up to date before he'd sign over the $2K. Now remember, we've been paying interest on these funds that we never even had for 8 months now. And every payment has gone through absolutely fine. And should, heaven forbid, one of our payments at any time bounces, he put it in our contract that it's a $500 fine - on a payment of $301!!! So, once again, I say he's a crook. And that's the price we've paid for not relying in God sooner.

But, thanks to God's grace, we are up to date with all of those things, and we haven't had any problems, so we were able to get that backup within less than an hour. Now we finally have our $2K, which we had borrowed at the time from D's mom. So now she has a cheque and that chapter will be another one closed.

Next step - final payment for the Trustee should go through any day now. I'll have to have D follow up today to see why it hasn't gone through yet.

Thank you Lord, without you we wouldn't have our house and wouldn't be making progress towards our new mission.

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